What To Do If Your Roof Is Leaking
For a homeowner knowing that your house is in tip-top condition is utterly satisfying. However, nothing can ruin this satisfaction like a leaky roof. A stain on your ceiling or wall is the unmistakable sign that you have a leak and once the roof is breached then your house is vulnerable to the damaging effects of water. Failure to address a leak once it is identified will only cause further damage and huge costs.
A leaking roof can only be fixed by repairing it or replacing it with a new one. While both approaches will yield the same results it is very important to know when to repair and when to replace. After all it would be overkill to replace the entire roof when a simple repair would have been enough, and unnecessarily expensive too. At the same time repairing an old and worn roof would be inconsequential.
Repair vs. Replace
The following are different factors that you should consider before you decide whether to replace or repair your roof.
Age is one of the main factors you should take into consideration. Younger roofs are generally in much better conditions and a repair may be enough to stop the leak. However different roofing materials have varying average lifespans. At 15 years some roofs are relatively young while others are approaching their twilight. The lifespan of a roof is also influenced by other factors such as the prevailing weather and climatic conditions. This means that if your roof is younger then repair is the best course of action. At the same time, an old roof can still be in good condition. If age has taken its toll then its time you consider replacing it.
The general condition of your roof should inform you whether to replace or repair. If the source of the leak is a few warped shingles then you do not really need to replace the entire roof. However, some situations such as a storm may cause extensive damage to the roof. The extent of the damage will influence your decision. Repair can easily deal with localized damage. However, if a large part of the roof is damaged, then you might consider replacing the entire roof. Especially if you were planning to replace it soon. When the cost of huge repairs might be close, equal or more than the cost of replacing the roof. In this case, a roof replacement might be the wiser decision.
A leaking roof can cause you hundreds and even thousands of dollars in repairs. The worst part is that once water is in your house it damages the insulation, ceiling and even the framing. A roof with a simple leak can be fixed with a simple repair. However, if your roof is old or in bad condition a repair will not address the entire problem. Pretty soon you will need another repair. Over a period of time, the cost of repairs will pile up without any real improvement. In the long run, a roof replacement is the cheaper route.
Once you notice that your roof is leaking get a professional roofer to come over and take a look. A roofer is best placed to trace the source of the leak, asses the damage and come up with a plan to fix the leak. Talk to several roofers to get their different opinions. Once you have established the true extent of the problem, then factor in the age and condition of the roof. This will help you to come up with a detailed decision on whether to replace or repair the roof.
Average Cost of Roof Repairs
The cost of a roof repair depends on the material being used, the contractor and type of the roof. That being said the average repair ranges from $300 to $530 per square. Below is the average cost breakdown for different materials
- Asphalt Shingles – $250
- Metal Roof – $300
- Wood Shakes – $360
- Slate – $530
- Tiles – $350
- Composite – $300
Additional Repairs You Should Be Prepared For
Depending on the extent of the damage, roof repairs also include gutter, facia and soffits and trusses. When the leak involves the chimney. skylight or vents then this is additional work that pushes your costs up. As you can see there are some hidden costs that only crop up once the repairs have begun. Usually, a leak will also compromise attic insulation. The affected insulation should be replaced to ensure that once the leak is sealed, the moisture left in the insulation won’t cause mould, rot and further damage.
Does Insurance Cover Repairs?
While the cost of repairing a roof might not be as big as a roof replacement, it can still affect your bank account balance. The good news is that homeowners insurance covers roof repairs. However, you have to prove that the damage was caused by circumstances outside your control. If the roof was not properly maintained then the damage is deemed to have been caused by neglect and therefore it is not covered.
Homeowner insurance normally covers damages caused by open perils. These perils include fire and smoke, explosions, lightning, damage caused by aircraft and vehicles, hail, storms, theft and falling branches.
Repairs resulting from wear and tear are not covered by insurance. The repair will not be covered if the leak is caused by using faulty and defective roofing materials or poor installation.
A leaky roof is one of those problems that should be dealt with as soon as it is discovered. Failure to do so will only lead to far more serious issues. While sometimes all that is needed is a repair, a leak can also be a sign of more serious damage. Having a professional look at your roof is the only way to find out how serious the problem is and come up with a plan. If you have a leaking roof visit for the high-quality roof repair services, and the best prices and great professional advice on how to maintain your roof. Maintaining your roof not only increases its lifespan but it also means the cost of any roof repairs is covered by insurance.